Intro/Mortgages

Who are we and what do we do:

We have access to the WHOLE of the market (200+ lenders and 10,000+ mortgage products)

We are FULLY qualified consultants (not sales reps) and therefore provide professional, totally impartial advice.

What more do you need to know?

*** Due to the present “credit crunch” conditions mortgage deals are changing by the day so rather than have incorrect information posted on our web site we suggest that you call for a no obligation up to the minute quote as there are no guarantees that deals posted on the internet (with ourselves or any other web sites) will be up to date. ***

Options:

1. Surf the internet all you wish –it is easy to get overwhelmed by the thousands of available products, and comparing like for like is very difficult (it’s not like comparing airline fares) never mind the small print…. We therefore suggest that you save a lot of time by contacting us for a personal no obligation chat…….
2. Call 7 days, 9.00 am to 9.00pm to speak to a (UK based) qualified consultant.
3. E mail your enquiry, especially if it is some ungodly hour or if you are too shy to call!

Here is a summary of the services we offer:

• Mortgage Calculator - a great tool if you are looking to get an idea how much your monthly payments would be.
• Re-mortgage - save money by switching lenders.
• Debt consolidation - consolidate (loans credit cards etc….) and reduce your overall monthly outgoings.
• Flexible Mortgages - can save you years and thousands of pounds off your mortgage.
• Right to Buy - purchase your council property.
• Impaired credit - mortgages for those with historic credit problems such as arrears, debt problems, CCJ’s, bankruptcies etc…. Refer below how to get your FREE credit report. *
• Secured Loans - an ideal solution if you require extra funds but are currently “locked” into your existing mortgage. i.e. redemption penalties would apply if you redeemed right now. Click here for a free on-line quote.
• Equity Release for the Elderly - are you getting “pension crunched? Top up your pension shortfall or do some home improvements. No monthly payments as interest is rolled up and NO risk to losing your home.
• Buy to let / off plan investment - build a property portfolio (UK & Overseas)
• Commercial mortgages - we have access to all types of funding from a corner shop to an office block.
• Overseas hotspots - why not get yourself a place in the sun? Advice and property sourcing, not just popular European countries but also to up and coming to places like Brazil, Morocco, Egypt, Cape Verde etc….
• Insurances - not only domestic and life insurance but right now “unemployment” protection is worth its weight in gold.
• Debt Management - help and guidance for those facing financial difficulties.
• MoneySavers - dedicated to all aspects of saving money in the home from comparing utility providers to cheaper credit cards…. Check out our 100 top tips to recession proof your life - some obvious and LOTS you would not have thought of!
• E-MoneySavers - our FREE regular email newsletter providing you with regular updates on useful money saving ideas, click here to join.

If you are looking for some reference books on property related subjects such as “how to books” - renovating a property, buy to let secrets, tax guides or money saving tips you may find some of the books in our Bookshop of interest.

*Get a FREE credit report

Read what our customers say about us

Call Richard personally: 01625 548248
Available:  9.00am to 6.00pm
Or, evenings and weekends on my mobile: 07973 148248